Alice Holbrook

Government home loans, issued or guaranteed by a federal agency, help borrowers buy, refinance or improve a home.

This second quarter analysis finds high rates and higher prices made for another tough quarter for potential first-time home buyers.

HSBC is an international bank offering premium checking, savings and CD accounts. Savings and CD options offer decent rates, but the bank’s mobile apps aren’t well-received.

Floridians have access to many great banks and credit unions. Our favorites include big banks, online-only options and one credit union.

Identity theft is a crime of opportunity, so even small steps to safeguard your data can be helpful. Experts explain what to do and what to avoid.

Saving $500 can keep you from charging small emergency expenses. Here are some ways a financial planner, a blogger and a writer suggest you get started.

Most couples still merge their accounts, but that’s not the only way to approach money after marriage. Here’s how some couples have approached merging their money and what to consider as you make your own decision.

Your bank or credit union should offer free checking and ATMs and good rates on savings. If it doesn’t, it might be time to stash your cash elsewhere.

Identity theft is a crime of opportunity, so even small steps to safeguard your data can be helpful. Experts explain what to do and what to avoid.

Changes to the Dodd-Frank law would enable consumers to order credit freezes without having to pay for them, among other provisions. But many consumer groups say the bill rolls back needed consumer protections in other areas.

Equifax, Experian and TransUnion are only three of dozens of consumer reporting agencies. Experts say you should consider freezing some of your other reports, as well as those from the Big Three.

Despite publicity from the hashtag #BankBlack, many black-owned banks are losing ground — but they have passionate supporters. Here’s why, along with our list of African-American-owned banks.

Insurance fraud is a serious problem that has gained increasing attention. But even consumers who are aware of fraud may be shocked by its extent and cost.