Margarette Burnette

The question of how much to have in savings is one we generally answer by recommending three to six months’ worth of basic living expenses.

Wells Fargo offers many financial products plus thousands of branches and ATMs, but interest rates on its savings options are low, and fees can add up.

An emergency fund is a bank account with money set aside for big, unexpected expenses like job loss, medical bills and other emergencies. Here’s how to get one started.

A high-yield savings account typically earns at least ten times the average savings rate. A high-yield account outshines its competition, even if rates are low.

Overdraft protection transfers allow your transactions to go through even if you overdraw your checking account. Here’s a closer look at how they work.

Capital One 360 provides top-notch online banking along with a degree of brick-and-mortar support you might not expect from an online bank.

The average money market rate is 0.44% as of January 17, 2023, but some of the best money market accounts have rates above 4% APY. They also tend to have low fees to help you grow your bank balance.

Ally is an online-only bank with great rates on savings and CDs. You can earn interest on checking balances and use more than 43,000 U.S. ATMs for free.

The first federal funds rate increase of 2023 is set to bring a continued boost to savers. It costs more to borrow money, but you might see your savings account interest rate rise.

TIAA Bank, formerly EverBank, boasts competitive interest rates on savings accounts and CDs. Here’s a closer look at what the bank has to offer.